Merchant Account Funding Process
MerchantWorthy.com can get you the capital you need in four easy steps.
1. Contact us — at no cost and no obligation. 800–357–0001
It only starts if you make the call, and we can’t help you if you don’t. There are no up-front fees, costs or obligations of any kind to obtain your absolutely free consultation.
2. Tell us your story. We want to hear it!
If you process at least $5,000/month in VISA/MasterCard sales, have been in business for three months and have no open judgments or bankruptcies, we want to hear about you and your business. While others may not be willing to listen to your story, we want to hear it! Business challenges exist but so do opportunities, and truly listening to the reasons behind each enables us to help when others won’t.
Tell us your story with its challenges and opportunities and we’ll let you know how much you quality for within 24 to 48 hours!
Should you decide to proceed, well ask you to complete our application and for various documents that will include credit card and bank statements, a copy of your lease, a utility bill and a tax return or financial statement.
These documents will be submitted to our underwriting department for the development of an agreement tailored to your needs. Within 48 hours, your Funding Consultant will contact you to discuss the specifics of your agreement and, upon your approval, this agreement will be delivered to you by the close of the next business day for your signature.
Just sign and return the agreement and, within a week, funds will be deposited automatically into your business bank account.
4. Do what you do best. Grow your business.
Once you have the capital to meet your needs, we will begin collecting a small, agreed-upon percentage of your daily credit card sales until our agreement is fully executed. Best of all, you dont need to worry about making a fixed loan payment due to a down month because all of our agreements are percentage based and automatically adjust for monthly sales fluctuations. And you never have to write a single check or risk any late fees. You just do what you do best! The approved processing bank will transfer funds automatically and electronically, just as it happens every day with your credit card batches.